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Portfolio Loading Drag according to your convenience. ET Spme. Pinterest Reddit. By Avneet Kaur. ThinkStock Photos. Many mutual fund investors crave for some action. They pause or stop their SIPs, restart them after some time… everything based on the prevailing situation in the stock market -- all in the hope of maximising returns.
Will they get richer? Not really.
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How can benefitw be sure? We looked at the data to figure out if continuing with an SIP or getting in and out at critical junctures in the market will yield better returns. SIP date is 1st of every month.
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He continues his SIP till when the financial crisis hits the market. Looking at the falling markets, he loses his patience and discontinues his investment in Februarywhen the market is at its lowest level. By this time, his SIP has run for exactly five years.
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Annualised return XIRR on Bored looking for some mutual benefits investment: The investor continues with the SIP for five years, stops it in February He loses his nerve as the market enters into a volatile phase, and stops his SIP in February Distribution and use of this material are governed by our Subscriber Agreement Black pussy eating by copyright law.
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